Carlinville National Bank
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Corporate Checking Accounts

Debbie Deck

Our Business Checking Accounts are designed only for businesses.

  • Regular Business Checking
    Regular Business Checking is available to corporations, sole proprietors, DBA's, and government agencies. A minimum opening balance of $500 is required to open the account. The monthly service charge is $7.50. Your first 25 checks are free; additional checks are $.20 each. Your first 25 deposits are free; additional deposits are $.30 each. The first 50 deposited items are free; additional items are $.02 each. Our Credit Back Program may offset any fees or service charges.
  • Nonprofit Checking
    A minimum opening deposit of $200 is required. To avoid a $10 per month service fee, a minimum balance of $500 is required. Your first 25 checks are free; additional checks are $.20 each. For those customers with multiple accounts, one designated account will not generate a service fee. Our Credit Back Program may offset any fees or service charges.
  • Interest Bearing Checking
    For eligible accounts. Interest will be paid monthly on account balances of $2,500 and over. Interest will not accrue on days the balance falls under $2,500. A minimum deposit of $2,500 is required to open the account. A monthly service fee of $10 applies. Your first 25 checks are free; additional checks are $.20 each. Your first 25 deposits are free; additional deposits are $.30 each. Your first 50 deposited items are free; additional items are $.02 each. Our Credit Back Program may offset any fees or service charges.
  • Interest Bearing Business Money Market
    This account allows for unlimited deposits, transfers, and withdrawals made in person, by ATM, or mail. Automatic transfers are limited to 6 per month, no more than three of which may be made by check, draft, or debit card. Types of transactions that fall within the six per month limitation are ACH debits, transfers from a customers savings account pursuant to a preauthorized agreement to cover overdrafts on a transaction account, and a transfer made from a savings account at the telephoned request of the customer made either directly to a bank employee, through Infoline or Online Banking. Types of transactions that fall within the three per month limitations are checks payable to third parties. Transfers to pay debts to the bank are permitted without limitations. A minimum opening deposit of $2,500 is required. A monthly service fee of $20 applies when the account has a balance below $2,500. Your first 25 deposits are free; additional deposits are $.35 each. Your first 50 deposited items are free; additional items are $.05 each.

 

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