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Credit Cards

Kelli Chasteen

The CNB business customer can select the fixed-rate credit card that best meets their needs - Visa, MasterCard, or MasterCard Gold. Our unique Choices program allows you to choose the rate and fee structure according to use. For credit, convenience, and security, CNB offers real flexibility in the card you carry. For a one-time set up charge, CNB can also provide you with a custom-designed card to set your business apart.

  • CNB Visa Card: Low interest rate of 11.8%APR*. Interest is calculated from date of posting to your account (no grace period). This is the card to use if you're planning to use the credit.
  • CNB MasterCard: Low interest rate of 14.8%APR*. A 25-day grace period means finance charges can be avoided by paying monthly balances in full within this period.
  • CNB MasterCard Gold: Low interest rate of 14.8%APR*. This is the card for prestige and benefits, including a 25 day grace period, MasterAssist® Travel Assistance, MasterPurchase® Retail Protection, and much more.
Annual Fee None
Late Fee $25.00
Overline Fee $25.00
Minimum Finance Charge $1.00
Cash Advance Fee $3%; min. of $3.00
  Max. of $20.00
Minimum Payment $3%; min. of $10.00
Non-sufficient Funds Fee $25.00
Replacement Card Fee None
Statement Copies Fee $3.00
Draft Retrieval Fee $3.00
Grace Period M/C & M/C Gold, 25 days;
  does not apply to cash advances
Late Payments 20.87%APR* assessed on all accounts
  60 days or more past due.
   

* Annual Percentage Rate

All fees and Rates are accurate as of 8/24/04

Contact Kelli Chasteen for more information.

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