Carlinville National Bank
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Credit Cards

Kelly Chasteen

Now you can select a card that best meets your needs – Visa, MasterCard, or MasterCard Gold. Our unique Choices Program allows you to choose the rate and fee structure according to use. For credit, convenience, and security, CNB offers real flexibility in the card you carry.

  • CNB Visa Card: Low interest rate of 11.8%APR*. Interest is calculated from date of posting to your account (no grace period). This is the card to use if you're planning to use the credit.
  • CNB MasterCard: Low interest rate of 14.8%APR*. A 25-day grace period means finance charges can be avoided by paying monthly balances in full within this period.
  • CNB MasterCard Gold: Low interest rate of 14.8%APR*. This is the card for prestige and benefits like a 25 days grace period, MasterAssist® Travel Assistance, MasterPurchase® Retail Protection, and much more.
Annual Fee None
Late Fee $25.00
Overline Fee $25.00
Minimum Finance Charge $1.00
Cash Advance Fee 3%; min.of $3.00
  max. of $20.00
Minimum Payment 3%; min. of $10.00
Non-sufficient Funds Fee $25.00
Replacement Card Fee None
Statement Copies Fee $3.00
Draft Retrieval Fee $3.00
Grace Period M/C & M/C Gold, 25 days
  does not apply to cash advances
Late Payments 20.87%APR* assessed on all
  accounts 60 days or more past due
   

*Annual Percentage Rate

All fees and Rates are accurate as of 8/24/04

Contact Kelli Chasteen for more information. For account information and account balances, call the Card Service Center at 800-876-9119.

Credit Card Customer Links
Account Information
Bonus Points Program
This link will redirect you to ezCardInfo where you can
access your account summary, view statements, review transactions and pay your
credit card bill
This link will redirect you to ScoreCard Rewards where you can find out what awards are available and how to redeem your Bonus Points
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