Carlinville National Bank
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Checking Accounts

Non- Interest Bearing Accounts

  • Regular Checking
    This account provides monthly statements with check imaging. A minimum opening deposit of $200.00 is required. A minimum monthly balance of $500 is required to avoid a $10 per month service fee. Your first 25 checks a month are free; additional checks are $.20 each. The monthly service fee is waived if customer has monthly direct deposits and maintains a $200 monthly balance. Our Credit Back Program may offset any fees or service charges.
  • Youth Account
    This account is for those customers under the age of 21. A minimum deposit of $50 is required to start the account. A minimum balance of $300 is required, should the account drop below that, a $5 per month service fee will be charged. The first 25 checks per month are free; additional checks are $.20 each. The monthly service fee is waived if customer has monthly direct deposits and maintains a $200 monthly balance. Our Credit Back Program may offset any fees or service charges.
  • Senior Account
    This account is available to our senior customers age 65 and older. There is no service fee. A minimum opening deposit of $100 is required. Your first 25 checks are free; additional checks are $.20 each. Our Credit Back Program may offset any fees.
  • Value Checking
    The Value Checking Account is the perfect solution for those who want financial independence and an account that has no service fee. No minimum balance, no service fee, the first 10 checks are processed free. A $100 minimum opening deposit is required.

 

For more information, please see our Rates and Fees page.

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