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Checking Accounts Comparison

  Free Small Business Checking Regular Business Checking Interest Bearing Business Checking (Non-Profits Only) Interest Bearing Business Money Market
Minimum Opening Deposit $200 $200 $200 $200
Min Balance to Avoid Fees No Min Balance No Min Balance No Min Balance $2,500
Monthly Service Fee No Service Fee $10 $10 $20
If balance falls below $2500
ATM/Debit Card Yes Yes Yes Yes
Limit on Monthly Transactions
Transactions consist of deposits, deposited items & checks written
150 or Under
Anything over 150 will assess $0.25 per transaction*
400 or Under
Anything over 400 will assess $0.25 per transaction*
150 or Under
Anything over 150 will assess $0.25 per transaction*
Regulatory Restrictions apply to withdrawals and transfers. See account disclosure
Free Online Services
Online Banking, Mobil Banking, Bill Pay, eStatements
Yes Yes Yes Yes
Interest Bearing
Call for current rates
---- ---- Yes Yes
Min Balance to Earn Interest ---- ---- $2,500 $2,500
Free QuickBooks® Uploads Yes Yes Yes Yes
Statements Monthly - With Images
Must have eStatements unless non-profit
Monthly With Images Monthly With Images Monthly With Images
Other Features
*earnings credit is used to offset or reduce service fees
---- Earnings Credit* of $0.04 for every $100
Earnings credit will evaluate the customer's portfolio, not just the account
Earnings Credit* of $0.04 for every $100
Earnings credit will evaluate the account's balance, no portfolio
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