CNB Bank & Trust, N.A. understands that not everyone uses checking accounts the same way - that's why we offer a variety of checking options designed to meet your individual financial style. Whether you choose a simple free checking account or an interest-bearing account you'll also receive a number of additional services just for banking with us!
A CNB Bank & Trust, N.A. new accounts representative will be happy to answer your questions and help you select the account that is right for you.
VALUE CHECKING Minimum Opening Deposit $200.00No Minimum Balance RequiredNo Monthly Service FeeUnlimited Debit ActivityLimit of 10 paper debits (checks) per month for no fee. Anything over 10 paper debits will assess a $1.00/per item chargeMonthly Paper Statements without ImagingFREE Online Banking
REGULAR CHECKING Minimum Opening Deposit $200.00$500.00 Minimum Balance Requirement to Avoid Service Fee of $7.50Unlimited Check WritingMonthly Paper Statements - With Check ImagesEarnings Credit of $0.15 for every $100.00 (earning credit will assess the customer's portfolio, not just the account)FREE Online Banking
INTEREST BEARING CHECKING Minimum Opening Deposit $200.00$2,500.00 Minimum Balance Requirement to Earn Interest$2,500.00 Minimum Balance Requirement to Avoid $10.00 Service FeeInterest Tiers - Please Call For Current Rates
$2,500.00 - $19,999.99
$20,000.00 - $49,999.99
$50,000.00 - Up Monthly Paper StatementsEarnings Credit of $0.15 for every $100.00 (earning credit will assess only this account's balance)FREE Online Banking
EVANTAGE CHECKING Minimum Opening Deposit $200.00No Minimum Balance RequiredNo Monthly Service FeeFREE Online Banking & Bill PayUnlimited Check WritingFree Identity Theft & Fraud Protection & Common Carrier InsuranceEarns Premium Interest Rate - Please Call For Current Rates FREE ATMs NationwideTo receive interest and Free ATMs you must do the following:
- Use debit card for POS 10 times per month
- Must have direct deposit or ACH or use Bill Pay once a month
- Must access Internet Banking once during each statement cycle
- Must have a valid email address to receive e-statements Statements only available through e-statements
ADDITIONAL CHECKING SERVICES
Enjoy banking online and unlimited online bill payment* with safe 24-hours a day, seven days a week access to your accounts.
INFOLINE Telephone Banking
Our toll-free number 800-342-2620 allows you to check balances, review recent transactions and transfer money 24/7 via telephone.
Balance Your Account
To help you balance your account, please Click Here, for our account balancing sheet.