The Community Bankers Association of Illinois (CBAI) Foundation for Community Banking has selected its 2024 Annual Scholarship Program winners. This year, 75 CBAI member banks representing 241 students statewide participated in the contest.

CNB Bank & Trust. N.A. is very pleased to announce that Gregory Kotsiviras has been named the first place winner for CBAI Group 1; the Bank sponsored Kotsiviras for the contest. He has been awarded a one‐time $1,000 award to be used for higher education beginning next fall.

Attached is a copy of his winning essay. Details will be available in September 2024 for the 2025 scholarship program.


About CBAI: Founded in 1974, CBAI is a professional trade association headquartered in Springfield, and represents approximately 300 Illinois community-oriented banks and thrifts.

About the CBAI Foundation for Community Banking: The Foundation was established by CBAI to professionally serve and support member financial institutions through every available channel, and to promote the community-banking philosophy.

CNB Bank & Trust has 18 locations to better serve its customers: Alton; Brighton; Carlinville; Carrollton; Chapin; Clayton, MO; Edwardsville – Glen Carbon; Hillsboro; Jacksonville (2); Jerseyville; Litchfield; Oak Forest; Palos Heights; Pittsfield; Taylorville; Tinley Park; and Virden. In addition to a wide variety of traditional banking services, CNB also offers farm management, investment, and trust services. For more information about CNB and its unique community-centered approach to banking, visit