Premium Checking

Great Benefits PLUS interest on your balance

Our Premium Checking Account gets you a great checking interest along with access to a full-range of money-saving benefits from BaZing®. Even better, Maintain a $1,500 minimum balance and we'll waive the $8 monthly minimum balance fee.

Contact your local branch to get started.

Branch Locator

Included Anywhere Banking Tools

Digital Banking

Access your account anytime, from any device with internet access.


Decide which bills you want to pay and when.

Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.


Skip the paper statement and go paperless with eStatements

Premium Checking BaZing® Benefits

Save money on the things you're already paying for with BaZing benefits. Get access to local discounts, cell phone protection, 24-hour roadside assistance and more with your Premium Checking Account by downloading the BaZing app on your mobile device.


  • Anywhere Banking Tools
    Online banking, mobile banking, bill pay, debit card and eStatements.
  • Buyer's Protection and Extended Warranty *1,2
    Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 180 days of purchase, using your BaZing checking account.
  • ID theft aid *1,2,3
    Includes identity restoration and payment card resolution, $25,000 personal identity theft benefit, credit monitoring and credit report, credit score and scoretracker, score simulator and identity monitoring.
  • Roadside assistance
    Available 24/7 and free to use, up to $80 in covered service charges.
  • Health Savings Card
    Save money on prescriptions, eye exams, frames, lenses and hearing services.
  • Cell phone protection *1,2
    Receive up to $800 per claim ($1,600 per year) if your cell phone is broken or stolen.
  • Shop local, save local with BaZing savings *4
    Local discounts and national retailer deals to save you money on shopping, dining, travel and more.
  • $10,000 accidental death coverage *1,2
    Peace of mind for the unexpected.
  • Billshark *3
    Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
  • Great interest on your checking balance
    Competitive checking rate.
  • Maintain a $1,500 minimum balance, and we’ll waive the $8 monthly minimum balance fee.

Ready to start earning premium interest?

Contact your local branch today to get started!

Branch Locator

Checking Additional Details

Premium Checking monthly fee

Maintain a $1,500 minimum balance, and we’ll waive the $8 monthly minimum balance fee.

Overdraft Services

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

Read more

Items required to open a checking account

  • Be at least 18 years old
  • Have a Social Security number
  • Have a Government Issued ID

1. Subject to the terms and conditions detailed in the Guide to Benefits.
3. Credit and ID monitoring and Billshark require additional activation to begin.
4. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.