Personal Additional Services

Additional Services

In today's busy world, it's hard to fit everything into your busy schedule. With our convenient services, we can help you manage your accounts on your schedule... and a whole lot more. Just another way CNB is working to make your life easier.

INFOLINE: 24 Hour Bank-by-Phone

Enjoy the convenience of secure, private access to bank information anytime, anywhere, with CNB Bank & Trust, N.A.'s INFOLINE.

With INFOLINE you can easily

  • Check your account balance
  • Review your last several credits and debits
  • Transfer funds between accounts
  • Make loan payments
  • Receive statements by fax


  • Toll Free – 800-342-2620
  • Carlinville Area – 217-854-2620

For additional information and instructions, please contact your local facility.

Debit Cards

Make paying for your purchases quick and easy with a CNB Bank & Trust, N.A. MasterCard Debit Card. Use the Debit Card anywhere MasterCard is accepted or at any ATM around the world. It's safe and convenient and your transactions are deducted from your checking account. Contact one of our customer service representatives to get your MasterCard Debit Card today. LOST OR STOLEN CARD INFORMATION - 800-383-8000. *We also have Instant Issue Debit Cards available at certain facilities

Contactless Cards

Tap & Pay with a contactless card! With contactless cards you simply hold your card near the contactless symbol on the terminal for a clean, easy and fast way to pay.*
* Merchant terminals may limit contactless card features. Merchant terminals without contactless capability will require the chip or magnetic strip payment method available on your contactless card to complete a transaction.  Merchant terminals may require PIN entry or a signature to complete a transaction. 

Read more about adding a debit card to your digital wallet

Current customers: When your current card reaches expiration, your newly issued card will be a contactless card.  If you would like a contactless card prior to your card expiring, talk to your Universal Banker to arrange for a new contactless card. 

Overdraft Services

Have you ever had unanticipated expenses or made mathematical errors that caused your Checking Account to be short of cash? Now you don’t have to worry about the embarrassment of returned items. CNB Bank & Trust has overdraft services to help you protect your account from overdrafts.

Learn More

Night Depository Services

With our convenient night drop service, you can make your deposits or loan payments 24 hours a day, seven days a week, at any of our facilities.

Safe Deposit Boxes

Safe deposit boxes are available for all your important items, large or small. Your valuables are stored in a safe and secure environment at the bank. The boxes vary in size and price. Please contact your local facility for availability. Not FDIC insured.

Gift Cards

Trying to find the “perfect gift”? Gift cards are always a welcome gift. Unlike retailer-specific gift cards, however, our Visa gift cards can be used at almost any retailer or restaurant and for almost any purpose. Even better, they fit great in almost any greeting card: birthday; graduation; wedding; anniversary. It's also a great way to transfer support money to college students. Buy one today.

Wire Transfers

If you need to send money quick and easy, wire it. Wire transfer services are available to CNB Bank & Trust, N.A. customers and are subject to certain fees and conditions.

Cashier's Checks

When personal checks or cash are not accepted, use a Cashier's Check as a payment instrument. You can use a Cashier's Check to make purchases, pay bills, and more.


CNB Bank & Trust, N.A. offers notary services, providing customers with the convenience and confidence that their important papers are properly executed. This valuable service is part of our commitment to offering comprehensive support to our customers’ needs.