Privacy Policy



Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Credit Scores
  • Account Transactions and Employment Information


All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CNB Bank & Trust, N.A. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information
Does CNB Bank & Trust, N.A. share? Can you limit this sharing?
For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes  No
For our marketing purposes-
to offer our products and services to you
 Yes  No
For joint marketing with other financial companies  Yes  No
For our affiliates' everyday business purposes-
information about your transactions and experiences
 Yes  Yes
For our affiliates' everyday business purposes-
information about your creditworthiness
 Yes  Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you  No  We don't share


To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.


Call 866-342-2620 or go to

Who we are

Who is providing this notice?

CNB Bank & Trust, N.A., CNB Insurance Services, LLC, & CNB Bank Shares, Inc

What we do

How does CNB Bank & Trust, N.A. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does CNB Bank & Trust, N.A. collect my personal information?

We collect your personal information, for example, when you:

  • Open an Account or Use your Credit or Debit Card
  • Apply for a Loan or Provide Account Information
  • Make Deposits or Withdrawals From Your Account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account--unless you tell us otherwise



Companies related by common ownership or control. They can be financial and nonfinancial companies.

CNB Bank & Trust, N.A., CNB Insurance Services, LLC, & CNB Bank Shares, Inc


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Direct marketing companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Direct marketing companies.

Privacy Policy revised 06/2024


The full print-friendly version can be found here.