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Loans & Credit

Whether you're ready to renovate your home, take a much-needed vacation, or just want to consolidate your debt, CNB Bank & Trust, N.A. can help with a loan that meets your needs. Get quick approval and a payment that fits your budget.

Personal Loans

Use Our Loan Calculator

Mortgage Loans

The decision to purchase or refinance a home can be both exciting and overwhelming. Whether you're moving into your first home or your fourth, CNB Bank & Trust, N.A. can simplify the mortgage process for you and provide guidance every step of the way.

Our easy online application makes it quick and simple to apply for the loan you need. This application process allows the applicant to upload the documents along their mortgage application to minimize the necessary trips to the bank to drop off documentation with the Loan Officers. Whether you're in the market to purchase a new home or refinance an existing loan, we can help. We also offer various types of government loans, including FHA, VA, and Rural loans.

Our experienced loan officers we understand that home is where the heart is. Let us find the right mortgage for you.

Frequently Asked Questions


 Begin Your Online Application Now!

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Construction Loans

Whether you own the land or you need to finance it, CNB Bank & Trust, N.A. offers low rates and low costs for you to build the home of your dreams.

Home Equity Loans and Lines-of-Credit

Home Equity Loans are perfect for those who require a specific amount of money and want stability. When you're short on funds, unexpected expenses like home renovations, medical bills, college tuition, or a much-needed vacation no longer have to be put on hold. Use your home's equity to secure a loan and continue your quest for the American dream with a helping hand from CNB Bank & Trust, N.A.

Consumer Installment Loans

If you are thinking of purchasing an automobile, boat, motor home, or RV, give us a call. We offer competitive rates and terms.

Contact A Loan Officer


Personal Credit Cards

Visa Platinum Card 

From Main Street to your street, we want our community to thrive. Don't settle for a credit card that won't work as hard for you as we do.

  • Competitive rates
  • State-of-the-art security on your card
  • Earn rewards on your purchases towards merchandise, travel, entertainment, etc. Click here to see rewards.

Credit Card Application

Visa Platinum Cards are issued by TCM Bank.

For more information or questions regarding your account, please contact TCM's 24 Hour Customer Service at 800-883-0131.

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