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Mortgage Specials


Buying a New Home in 2024?

We’re keeping out the cold with a new fixed rate mortgage special! Experience the joy of homeownership with CNB Bank & Trust's limited-time mortgage promotion, offering an exceptional rate. Don't miss out on this incredible opportunity to turn your homeownership dreams into reality.

6.820%

Interest Rate

30-Year Fixed Rate Mortgage

6.941%

Annual Percentage Rate

30-Year Fixed Rate Mortgage

 Apply Now


Not Ready to Apply? We Are Here to Answer Your Questions.

We aim to make our lending process as transparent and streamlined as possible. If you have questions about our new promotion, we are here to help. Please complete the form below and one of our experienced lenders will reach out to you and help walk you through the process. 

Please Remember: Email is not a secure form of communication. When sending email to CNB Bank & Trust, N.A., do not include any account or personal information such as your account number or social security number. *CNB Bank & Trust, N.A. is not held responsible for any confidential information that is sent through the contact us form. We strive to give you the best in banking service and options and want to improve your experience in any way we can. Feel free to present us with any questions, comments, compliments, etc.

Fixed Rate Mortgage Promotion Example

Your Home Purchase

Purchase Price $150,000
Fixed Interest Rate 6.820%
APR* 6.941%
Estimated Loan Amount $112,500
Term (in years) 30
Monthly P&I Payment $734.92

Please note: *Annual Percentage Rate. Interest rates and terms of credit subject to change at any time. All mortgage loans are subject to credit approval. This is not an offer of credit but rather an estimation for a primary residence home purchase scenario. The information above assumes a minimum credit score of 780, a 25% down payment resulting in a 75% loan to value, and a 30 day rate lock period. The monthly payment amount is based on a fixed interest rate conventional mortgage that is fully amortized over 360 monthly payments. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Why Choose CNB Bank & Trust for your Mortgage Lending?

When it comes to choosing a mortgage loan, working with a community bank can offer several advantages. At CNB Bank & Trust, we have a team of knowledgeable staff who specialize in mortgages and are committed to helping you find the loan that's right for you. Our staff understands the local real estate market and can provide valuable insights and guidance throughout the homebuying process. You'll also benefit from personalized service and a streamlined loan application process, with decisions made locally. 

If you're looking for a mortgage loan, consider working with our experienced team and see the difference a community bank can make.

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