Small Business Checking Account | CNB Bank & Trust, N.A.

A Checking Account Built for Small Business

Simplify your finances with a checking account designed for small businesses. Enjoy convenient access and essential tools to help your business thrive.

Contact your local branch to get started.

Branch Locator

Included Anywhere Banking Tools

Digital Banking

Access your account anytime, from any device with internet access.

Decorative icon of money symbol on monitor

BillPay

Decide which bills you want to pay and when.

Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.

Decorative icon of paper with a mouse pointer arrow

eStatements

Skip the paper statement and go paperless with eStatements

Account Requirements

Minimum Opening Deposit $200.00
No Minimum Balance Requirements
No Monthly Maintenance Fee
No additional charge for the first 150 transactions per statement cycle. Any number of transactions over 150 will assess $0.25 per transaction (transactions consist of deposits, deposited items & checks written)
eStatements only (Non-profit organizations – paper statement available)
FREE Digital Banking, Bill Pay, & eStatements
FREE QuickBooks® Uploads

Disclosure: The use of Cash Management Services will transition account to Account Analysis upon advance notification

Ready to open an account?

Contact your local branch today to get started!

Branch Locator

Business Banking Services & Additional Products

Overdraft Services

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

Treasury Management

CNB Bank & Trust, N.A. understands the complexities of managing finances for businesses. Our knowledgeable team works closely with businesses to understand their unique needs, provide customized solutions to help them reach their financial goals, and effectively manage their cash flow, liquidity, and risk.

Beneficial Ownership Filing

CNB Bank & Trust, N.A. and Wolters Kluwer are partnering to help small businesses file Beneficial Ownership Information Reports.

Please Select Your Local Branch

Branches

Alton
Brighton
Carlinville
Carrollton
Chapin
Clayton, MO
Edwardsville / Glen Carbon
Hillsboro
Jacksonville
Jerseyville
Litchfield
Oak Forest
Palos Heights
Pittsfield
Taylorville
Tinley Park
Virden

Please select a branch.

Go!