Business Savings Account

  • Business
  • Savings
  • Business Savings Account

A Business Account That Helps You Save Today for Tomorrow's Growth

Build your business’s savings with a secure account that offers competitive interest rates and flexible access when needed.

Contact your local branch to get started.

Branch Locator

Account Requirements

  • Minimum Opening Deposit $200.00
  • Minimum Balance Requirement to Receive Interest $200.00
  • $200.00 Minimum Balance Requirement to Avoid Monthly Minimum Balance Fee of $10.00
  • When in excess of 4 withdrawals or transfers are processed per month, a $1.00 excess withdrawal fee per withdrawal or transfer applies 
  • Interest Compounded Quarterly - Please Call for Current Rates
  • Quarterly/Monthly Paper Statements
  • FREE Online Banking, Mobile Banking, & eStatement

 

Rates

View our current rates!

View Business Savings Rates

BUSINESS SAVINGS

Avg Daily Balance required to obtain advertised APYInterest RateAnnual Percentage Yield (APY)Minimum Opening Deposit
Avg Daily Balance required to obtain advertised APY200.00 and above Interest Rate0.20% Annual Percentage Yield (APY)0.20% Minimum Opening Deposit$200.00

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 1 branches of CNB Bank & Trust, N.A. only. Region 1 includes: Carlinville, Hillsboro, Litchfield, Taylorville, and Virden. Member of the Federal Deposit Insurance Corporation and the Community.

BUSINESS SAVINGS

Avg Daily Balance required to obtain advertised APYInterest RateAnnual Percentage Yield (APY)Minimum Opening Deposit
Avg Daily Balance required to obtain advertised APY200.00 and above Interest Rate0.20% Annual Percentage Yield (APY)0.20% Minimum Opening Deposit$200.00

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 2 branches of CNB Bank & Trust, N.A. only. Region 2 includes: Brighton, Carrollton, Chapin, Jacksonville, Jerseyville, and Pittsfield. Member of the Federal Deposit Insurance Corporation and the Community.

BUSINESS SAVINGS

Avg Daily Balance required to obtain advertised APYInterest RateAnnual Percentage Yield (APY)Minimum Opening Deposit
Avg Daily Balance required to obtain advertised APY200.00 and above Interest Rate0.20% Annual Percentage Yield (APY)0.20% Minimum Opening Deposit$200.00

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of May 1, 2024 for the Region 3 branches of CNB Bank & Trust, N.A. only. Region 3 includes: Oak Forest, Palos Heights, and Tinley Park. Member of the Federal Deposit Insurance Corporation and the Community.

BUSINESS SAVINGS

Avg Daily Balance required to obtain advertised APYInterest RateAnnual Percentage Yield (APY)Minimum Opening Deposit
Avg Daily Balance required to obtain advertised APY200.00 and above Interest Rate0.20% Annual Percentage Yield (APY)0.20% Minimum Opening Deposit$200.00

The account listed above is a variable rate account and the advertised rates, APYs, and Balance Tiers may change after the account is opened. Fees could reduce the earnings on an account. Please refer to the Truth in Savings Disclosures for each account, which are available upon request, for additional account details. The interest rates and APYs are accurate as of October 9, 2024 for the Region 4 branches of CNB Bank & Trust, N.A. only. Region 4 includes: Alton, Clayton, and Edwardsville/Glen Carbon. Member of the Federal Deposit Insurance Corporation and the Community.

Savings Calculator

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

Estimated Total Savings:
 

Ready to open an account?

Contact your local branch today to get started!

Branch Locator

 

Business Banking Services & Additional Products

 

Please Select Your Local Branch

Branches
  • Alton
  • Brighton
  • Carlinville
  • Carrollton
  • Chapin
  • Clayton, MO
  • Edwardsville / Glen Carbon
  • Hillsboro
  • Jacksonville
  • Jerseyville
  • Litchfield
  • Oak Forest
  • Palos Heights
  • Pittsfield
  • Taylorville
  • Tinley Park
  • Virden
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