CNB Bank & Trust, N.A. understands that not everyone uses checking accounts the same way - that's why we offer a variety of checking options designed to meet your individual financial style. Whether you choose a simple free checking account or an interest-bearing account you'll also receive a number of additional services just for banking with us!
Find the right account for you, compare our personal checking accounts.
ClickSWITCH
Now you can easily move recurring payments and direct deposits to a new account at CNB Bank & Trust, N.A - all with the click of a mouse. With ClickSWITCH® account information is transferred instantly, It’s fully automated, convenient and as little as 10 minutes.
Switching your account is just a click away CLICK HERE
eVantage Checking
Earn a premium interest rate by using our online services and your debit card
- Minimum Opening Deposit $200.00
- No Minimum Balance Required
- No Monthly Service Fee
- FREE Online Banking, Mobile Banking, & Bill Pay
- Unlimited Check Writing
- Free Common Carrier Insurance
- Earns Premium Interest Rate - Please Call For Current Rates
- FREE ATMs Nationwide
- Statements only available through eStatements
- To receive interest and Free ATMs you must do the following:
- Use debit card for POS 10 times per month
- Must have 1 direct deposit or ACH Debit or use Bill Pay once a month
- Must access Online Banking once during each statement cycle
- Must have a valid email address to receive eStatements - FREE Identity Theft Coverage CLICK HERE
Value Checking
A straightforward checking account
- Use debit card for POS 10 times per month
- Must have 1 direct deposit or ACH Debit or use Bill Pay once a month
- Must access Online Banking once during each statement cycle
- Must have a valid email address to receive eStatements
A straightforward checking account
- Minimum Opening Deposit $200.00
- No Minimum Balance Required
- No Monthly Service Fee
- Unlimited Debit Activity
- Limit of 10 paper debits (checks) per month for no fee. Anything over 10 paper debits will assess a $1.00/per item charge
- Monthly Paper Statements without Check Images
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Regular Checking
Streamline your finances with this simple checking account
- Minimum Opening Deposit $200.00
- $500.00 Minimum Balance Requirement to Avoid Service Fee of $7.50
- $7.50 Service Fee waived for Seniors 60+
- Unlimited Check Writing
- Monthly Paper Statements with Check Images
- Earnings Credit of $0.04 for every $100.00 (earning credit will evaluate the customer's portfolio, not just this account)
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Interest-Bearing Checking
Earn a competitive interest rate and put your money to work
- Minimum Opening Deposit $200.00
- $2,500.00 Minimum Balance Requirement to Earn Interest
- $2,500.00 Minimum Balance Requirement to Avoid $10.00 Service Fee
Interest Tiers - Please Call For Current Rates
$2,500.00 - $19,999.99
$20,000.00 - $49,999.99
$50,000.00 - Up - Monthly Paper Statements
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Balance Your Account
To help you balance your account, please CLICK HERE for our account balancing sheet.
