CNB Bank & Trust, N.A. understands that not everyone uses checking accounts the same way - that's why we offer a variety of checking options designed to meet your individual financial style. Whether you choose a simple free checking account or an interest-bearing account you'll also receive a number of additional services just for banking with us!
Find the right account for you, compare our personal checking accounts.
eVantage Checking
Earn a premium interest rate by using our online services and your debit card
- Minimum Opening Deposit $200.00
- No Minimum Balance Required
- No Monthly Service Fee
- FREE Online Banking, Mobile Banking, & Bill Pay
- Unlimited Check Writing
- Free Common Carrier Insurance
- Earns Premium Interest Rate - Please Call For Current Rates
- FREE ATMs Nationwide
- Statements only available through eStatements
- To receive interest and Free ATMs you must do the following:
- Use debit card for POS 10 times per month
- Must have 1 direct deposit or ACH Debit or use Bill Pay once a month
- Must access Online Banking once during each statement cycle
- Must have a valid email address to receive eStatements
Value Checking
A straightforward checking account
- Use debit card for POS 10 times per month
- Must have 1 direct deposit or ACH Debit or use Bill Pay once a month
- Must access Online Banking once during each statement cycle
- Must have a valid email address to receive eStatements
A straightforward checking account
- Minimum Opening Deposit $200.00
- No Minimum Balance Required
- No Monthly Service Fee
- Unlimited Debit Activity
- Limit of 10 paper debits (checks) per month for no fee. Anything over 10 paper debits will assess a $1.00/per item charge
- Monthly Paper Statements without Check Images
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Regular Checking
Streamline your finances with this simple checking account
- Minimum Opening Deposit $200.00
- $500.00 Minimum Balance Requirement to Avoid Service Fee of $7.50
- $7.50 Service Fee waived for Seniors 60+
- Unlimited Check Writing
- Monthly Paper Statements with Check Images
- Earnings Credit of $0.04 for every $100.00 (earning credit will evaluate the customer's portfolio, not just this account)
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Interest-Bearing Checking
Earn a competitive interest rate and put your money to work
- Minimum Opening Deposit $200.00
- $2,500.00 Minimum Balance Requirement to Earn Interest
- $2,500.00 Minimum Balance Requirement to Avoid $10.00 Service Fee
Interest Tiers - Please Call For Current Rates
$2,500.00 - $19,999.99
$20,000.00 - $49,999.99
$50,000.00 - Up - Monthly Paper Statements
- FREE Online Banking, Mobile Banking, Bill Pay, & eStatements
Balance Your Account
To help you balance your account, please CLICK HERE for our account balancing sheet.
