Personal Lending | Loans and Credit

CNB Personal Lending Options

Whether you're ready to renovate your home, take a much-needed vacation, consolidate your debt, or apply for a student loan, CNB Bank & Trust, N.A. can help with a loan that meets your needs. Get quick approval and a payment that fits your budget.

CNB Mortgage Lending

Mortgage Loans

The decision to purchase or refinance a home can be both exciting and overwhelming. Whether you're moving into your first home or your fourth, CNB Bank & Trust, N.A. can simplify the mortgage process for you and provide guidance every step of the way.

Apply Now Access Existing Application

Our easy online application makes it quick and simple to apply for the loan you need. This application process allows the applicant to upload the documents along their mortgage application to minimize the necessary trips to the bank to drop off documentation with the Loan Officers. Whether you're in the market to purchase a new home or refinance an existing loan, we can help. We also offer various types of government loans, including FHA, VA, and Rural loans.

Frequently Asked Questions

Reconsideration of Value (ROV) Request Form

Person in hardhat and noise protection equipment tears down a brick wall.

Home Equity Loans and Lines-of-Credit

Home Equity Loans are perfect for those who require a specific amount of money and want stability. When you're short on funds, unexpected expenses like home renovations, medical bills, college tuition, or a much-needed vacation no longer have to be put on hold.

Contact A Loan Officer

Use your home's equity to secure a loan and continue your quest for the American dream with a helping hand from CNB Bank & Trust, N.A.

Frequently Asked Questions

Two people looking over blueprints inside a house in construction

Construction Loans

Whether you own the land or you need to finance it, CNB Bank & Trust, N.A. offers low rates and low costs for you to build the home of your dreams.

Contact A Loan Officer

View our Frequently Asked Questions for more information on construction loans and our lending process.

Frequently Asked Questions

Other Lending Services of Interest

Consumer Installment Loans

If you are thinking of purchasing an automobile, boat, motor home, or RV, give us a call.

If you have already completed an application and you need to send additional documents, you can do so safely and securely with BotDoc®.

Learn More

Start an Application

Visa Platinum Card

From Main Street to your street, we want our community to thrive. Don't settle for a credit card that won't work as hard for you as we do.

Visa Platinum Cards are issued by TCM Bank. For more information or questions regarding your account, please contact TCM's 24 Hour Customer Service at 800-883-0131.

Start an Application

Student Loans

Need a loan to help pay for college? Looking to refinance existing loans after graduation? CNB BANK & TRUST has partnered with College Ave Student Loans to help you achieve your higher education goals.

Learn More

Start an Application