Skip to Main Content

Savings Account Comparison

Accumulator Savings Christmas Club Savings Progressive Savings
Minimum Opening Deposit $200
$50 for 18 and under
$5 $10 $10 $10,000
Min Balance to Avoid Fees $200 No Min Balance No Min Balance No Min Balance $10,000
Monthly Minimum Balance Fee $3 each month balance falls below $200 any day of the month No Fee No Fee No Fee $10 each month if balance is under $10,000
Interest Compounding Frequency Quarterly Quarterly Daily Annually
at Maturity
Free Online Services
Online Banking, Mobile Banking, eStatements
Yes Yes Yes Yes Yes
Statements Monthly or Quarterly
Based on activity & relationships
Monthly or Quarterly
Based on activity & relationships
At Maturity
Based on activity & relationships 
At Maturity 
Based on activity & relationships 
Monthly or Quarterly 
Based on activity & relationships 
Min Balance to Earn Interest $200 $0.01 $40 $50 $0.01
Maturity Date ---- ---- You choose the maturity date
Must be at least 6 months from date of opening
October 1st ----
Variable Rate
Call for current rates
Yes Yes Fixed for the term chosen Fixed until maturity on October 1 each year Yes

Third Party Site Disclaimer

You are leaving CNB's website and will be redirected to another site. CNB makes no endorsement or claims about the accuracy or content of the information contained in these sites. The security and privacy policies on these sites may be different than CNB.

« Cancel Continue » ×

Please Select a Local Branch / Area

    • Carlinville
    • Hillsboro
    • Litchfield
    • Taylorville
    • Virden
    • Chapin
    • Jacksonville
    • Pittsfield
    • Carrollton
    • Jerseyville
    • Brighton
    • Alton
    • Edwardsville / Glen Carbon
    • Clayton, MO
    • Oak Forest
    • Palos Heights
    • Tinley Park