Business Checking Accounts

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Small Business Checking

Perfect for small businesses with straightforward financial needs. Manage your daily operations with simplicity and convenience, while avoiding unnecessary fees.

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Regular Business Checking

Ideal for businesses with higher transaction volumes. Access essential tools and resources to support your financial management, with flexible options to suit your goals.

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Interest-Bearing Business Checking

Earn interest on your business’s balances while enjoying seamless access to your funds. A smart choice for companies looking to maximize returns.

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Interest-Bearing Business Money Market

Enjoy higher interest rates on your balances with the flexibility of limited monthly transactions. Perfect for growing your reserves securely.

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Included Anywhere Banking Tools

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Digital Banking

Access your account anytime, from any device with internet access.

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BillPay

Decide which bills you want to pay and when.

Debit Card

A debit card in your name gives you the power to decide when to buy - and when to save.

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eStatements

Skip the paper statement and go paperless with eStatements

Ready to open an account?

Contact your local branch today to get started!

Branch Locator

Business Banking Services & Additional Products

Overdraft Services

Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account you may have at CNB Bank & Trust, N.A. for a fee.

Overdraft Privilege allows you to overdraw your account up to the disclosed limit for a fee to pay a transaction. Even if you have Overdraft Protection, Overdraft Privilege is still available as a secondary coverage if the other protection source is exhausted. Please review the Overdraft Coverage Options disclosure for other important information.

Extended Overdraft Privilege grants the same coverage as the standard and adds ATM and debit card transactions.

Treasury Management

CNB Bank & Trust, N.A. understands the complexities of managing finances for businesses. Our knowledgeable team works closely with businesses to understand their unique needs, provide customized solutions to help them reach their financial goals, and effectively manage their cash flow, liquidity, and risk.

Beneficial Ownership Filing

CNB Bank & Trust, N.A. and Wolters Kluwer are partnering to help small businesses file Beneficial Ownership Information Reports.

Please Select Your Local Branch

Branches

Alton
Brighton
Carlinville
Carrollton
Chapin
Clayton, MO
Edwardsville / Glen Carbon
Hillsboro
Jacksonville
Jerseyville
Litchfield
Oak Forest
Palos Heights
Pittsfield
Taylorville
Tinley Park
Virden

Please select a branch.

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